As daily expenses goes high, I am really surprised this time with the amount I need to pay when my next salary comes huhuhu... it's the first time I am overwelmed with bills that I need to pay!... I guess I'm getting poor at budgeting? or there's really a problem? ...
So I think my greatest challenge for the month of June is to lessen my credit card expenses... so that means no more shopping for me!... and also plan to cancel some of my cards to make it easier to manage... I just don't know which one since each card have their own advantage and disadvantage... hmmm any suggestions? my cards are hsbc, bdo and bpi, though I used hsbc and bpi most of the time... hmm... any suggestions?
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posted by
victoriacastillo on 26 May 2011
at 3:51 p.m.
BPI forever! LOL. Yeah, they don't have the same perks as HSBC, but their customer service won't give you a headache. Just stick to one card, I think. Just bring one card with you, and leave the rest at home. If it works out for you, cancel the other cards before their renewal.
posted by
gisaparedes on 26 May 2011
at 3:14 p.m.
one quick solution is to leave them at home and carry only your cash cards with you. ATM, nothing more. as for using EPS, only have a set amount in your ATM that you're willing to spend. when that's gone, then you'll have to wait til next month! :)
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